Terms of Use
Last updated: July 2026
Service Description
KitnaLoan.in is a free informational platform that provides city-level home loan and personal loan market data, eligibility and EMI calculators, and lender comparison tools for borrowers across India. We also connect interested borrowers with lending partners through our Direct Selling Agent (DSA) network.
Free Service, No Guarantee of Approval
All calculators, scores, and market data on KitnaLoan.in are free to use and provided for informational purposes only. Submitting an enquiry through KitnaLoan.in does not guarantee loan approval, a specific interest rate, or any specific loan amount. Final eligibility, interest rate, and approval are determined solely by the lender you are matched with, based on their own underwriting criteria.
Data Usage
When you submit a loan enquiry, we collect your name, phone number, email (optional), city, loan amount, monthly income, and employment type. This information is used solely to match you with relevant lending partners and to allow our advisors or our lending partners to contact you about your enquiry. See our Privacy Policy for full details on how your data is stored and used.
We Are a DSA, Not a Bank or NBFC
KitnaLoan.in is a Direct Selling Agent (DSA) that connects borrowers with banks and NBFCs. We are not a bank, NBFC, or registered financial advisor, and we do not sanction, disburse, or service loans directly. Interest rates, fees, and approval decisions are set entirely by the lending institution you are ultimately matched with — always confirm final terms directly with your lender before signing any loan agreement.
Contact
Questions about these terms? Write to us at hello@kitnaloan.in.