Free · 30 seconds
What's Your Loan Health Score?
A free 0–100 score that shows how strong your home loan or personal loan profile is — based on your income, employment type, and real approval data for your city.
Check Your Score — FreeIncome vs City Average
How your monthly income compares to the average in your city.
Employment Stability
Salaried, government, or self-employed — lenders weigh these differently.
Loan-to-Income Ratio
How much you're asking for relative to your annual income.
City Approval Rate
Real approval-rate data for your city and loan type.