Loan Guides & Market Insights
Expert advice on home loans, personal loans, and India's property market. In English and Hindi.
Kitna Home Loan Milega ₹50,000 Salary Pe?
₹50,000 सैलरी पर कितना होम लोन मिलेगा?
With a monthly salary of ₹50,000, you could be eligible for a home loan between ₹25-35 lakh depending on your city, CIBIL score, and existing EMIs. Here's the full breakdown.
SBI vs HDFC Home Loan 2026 — Which is Better?
SBI vs HDFC होम लोन — कौन सा बेहतर है?
A detailed comparison of SBI and HDFC home loan interest rates, processing fees, approval time, and eligibility criteria for 2026.
How Paying ₹5,000 Extra Per Month on Your Home Loan Saves ₹4.2 Lakh
₹5,000 ज्यादा EMI देकर ₹4.2 लाख कैसे बचाएं?
On a ₹30 lakh home loan with 12 years remaining, paying just ₹5,000 extra every month saves ₹4.2 lakh in interest and closes your loan 2 years 5 months early.
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CIBIL Score for Home Loan — What Score Do You Need in 2026?
CIBIL स्कोर कितना होना चाहिए होम लोन के लिए?
A CIBIL score of 750+ gets you the best home loan rates in 2026. Here's how the score is calculated and how to move from 650 to 750 in 6-12 months.
16 Jul
7 min
Rent vs Buy in India 2026 — The Real Financial Answer
किराए पर रहें या घर खरीदें — 2026 में सही फैसला?
The real cost of renting versus buying, with break-even calculations for Mumbai, Pune, and Lucknow using actual property price and rental yield data.
17 Jul
8 min
Loan Against Property vs Personal Loan — Which Should You Choose?
प्रॉपर्टी पर लोन vs पर्सनल लोन — कौन सा बेहतर?
For amounts above ₹10 lakh, loan against property (LAP) can cost less than half the EMI of a personal loan — but it puts your property at risk.
18 Jul
7 min
Should You Transfer Your Home Loan? Calculate Before You Decide
होम लोन ट्रांसफर करें या नहीं — कैलकुलेट करके देखें
Balance transfer can save lakhs — but hidden costs like processing fees and MOD charges mean it doesn't always make sense. Here's the math.
19 Jul
6 min
What is FOIR and Why It Decides How Much Home Loan You Get
FOIR क्या है और होम लोन eligibility पर कैसे असर डालता है?
FOIR is the single biggest factor in your home loan eligibility. Here's how it's calculated, employment-wise limits, and how to improve it.
20 Jul
6 min
More posts coming weekly
Topics: Noida vs Gurgaon, Govt employee loans, ₹40L EMI breakdown, Top 5 cities for investment 2026